American Express Credit Card usage in the Netherlands
American Express (AMEX) is generally acceptable in the Dutch card market but has limitation in Europe because Visa and Mastercard is generally accepted over AMEX. The American Express offers monthly charge which is due per month and the website is available in Dutch only. Forex fee for non-euro payments is 2.3 % on Dutch cards.
There are many credit card options which earn points on each usage. This is known as Membership Rewards (MR) it is an example of in-house reward program. This program is very flexible and has many partners especially in the travel and airline sector.
The standard Credit card is the American Express Green Card. This offers a standard bonus of 5,000 Membership Reward points on first €500 spent within 3 months. The bonus can build up to 20,000 points because one Memberdhip Reward is awarded on each €1 spent. You also require gross income of €23,000 annually.
American Express Gold Card
The American Express Gold Card cost €198, €99 for the first year .It offers bonus of 20,000 points on first €500 spend within 3 months. It also comes with minimum of 2 lounge entry passes which is acceptable at 500 airports lounges worldwide. 1.2 Membership Rewards (MR) points are earned on every €1 spent. You require a gross annual income of €36,000.
American Express Platinum Card
The American Express Platinum Card cost €702. It has many travel privileges which includes 20,000 bonus points on first €500 spend within 3 months. It also comes with comprehensive travel insurance, airport lounge access, 1.5 MR points earned on each €1 spent. You require a gross annual income of €60,000.
The base American Express Blue Card (€48) comes without reward points.
KLM Flying Blue American Express Card
KLM Flying Blue American Express Card could be useful for regular KLM/Air France passengers .They are members of the Flying Blue frequent flyer scheme. The credit card is offered with Flying Blue Award Mile bonuses and is awarded on the first €500 spent in 3 months.
American Express Flying Blue Entry Card
The Flying Blue Entry Card cost €35 per annum with a 2,500 mile welcome bonus feature .Its earning rate is between 0.5 miles per €1 spent. You require a gross annual income of €23,000.
American Express Flying Blue Silver Card
The Flying Blue Silver Credit Card cost €75 but offers free service for the first year. It comes with a welcome bonus 5,000 Flying Blue miles and 2 qualifying flights for elite class. The earnings are 0.8 miles per €1 spent and 1 mile per €1 spend at KLM/Air France. You require a gross annual income of €23,000.
Flying Blue Gold American Express Credit Card
The Flying Blue Gold Credit Card (€170, €85 first year) offers 10,000 bonus miles and 4 qualifying flights for elite status. The Credit card’s earning rates are 1 mile per €1 spent and 1.5 miles (award and level) per €1 spent at KLM/Air France. You require a gross annual income of €23,000.
Flying Blue Platinum American Express Card
The top-of-the-range Flying Blue Platinum Card cost €600 but offers service for €300 for the first year. It comes with offers like 20,000 bonus miles, comprehensive travel insurance and 8 qualifying flights for elite class. The card earns 1.5 miles per €1 spent and 2 miles per €1 spent at KLM/Air France. You require a gross annual income of €60,000.
Visa and MasterCard (Generic Credit Cards) issued by International Card Services (ICS) comes with option of Visa and MasterCard. You need a net monthly salary of €1,150 for the standard cards or €1,250 for the Gold, Platinum and Black cards. It has a non-euro forex charges are 2% for the standard cards and 1.5% for the Gold, Platinum and even Black cards.
Visa World Credit Cards cost €36.50 but offers free service for the first year. It has a credit limit of €2,500, The Visa World Card Gold which cost €55 and €36.50 for the first year, a credit limit of €5,000, the Visa world card platinum which cost €154 and €77 for the first year and a €10,000 credit limit.
The standard MasterCard Classic Credit Card cost €20 and free first year service, with a credit limit of €2,500. The MasterCard Gold Card cost €32.50 the first year cost is €20 and a credit limit of €5,000. The MasterCard Black Card cost €204 but comes with up to €25,000 credit limit, travel insurance and airport lounge access. Forex payments in other currencies are 2% for the standard card and 1.5% for the Gold and Platinum cards.
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