Best Rewards Credit Card – U.S News Pick

Rewards Credit Card

Rewards Credit Card

Rewards credit card gives bonus to card users and much better if you happen to be in ownership of huge credit. You can have the privilege of savings which will accumulate over time to a great sum. However, there are different card offer available. Each has a different reward package for the consumers but you do not let yourself get confused. Have them compared and go for the one with the best reward. Below are a few best reward cards suitable for your daily transaction.

 

Chase Sapphire Preferred® -Credit Card Rates & Fees

This is suitable for flexible rewards. Credit Card users are entitled to 2 points for every dollar spent on travel and dining at restaurants.1 point is on each dollar spent on the purchase of other goods. Points are transferable at the rate of 1.1 to other travel partners. You are entitled to 50,000 points on every $4,000 spent within the first three months of your account.  Not only that, you will also enjoy travel cancellation, auto rental collision damage waiver and extended warranty coverage. It has an annual fee of $0 for the first year then $95 for the subsequent years with an annual percentage rate (APR) of 18.24%-25.24% variable.

 

Wells Fargo Propel American Express®- Credit Card Rate and Fees:

Wells Fargo reward card offers three points for each dollar spent on dining, gas, travel and other popular streaming service and one point per dollar on several other purchases. You are to earn 30,000 points as sign up bonus after 90 days of opening your account.  If you have spent $3,000 within the period, zero percentage introductory annual percentage rate for 12 months but on balances and purchases made within first 120 days of your account. 14.74%-27.24% annual percentage rate variable and $0 annual fee are applicable.

 

Discover it® Cash Back Credit Card:

This offers cash back of 5% each quarter in places like restaurants, gas stations, Amazon.com, grocery stores and many others as a quarterly benefit on each activation. Cardholders benefit an annual percentage rate of 14.24%-25.24% variable, and an annual fee of $0. Automatic unlimited cash back of 1% on every purchase, zero over the limit fee or foreign transaction fee. There is no percentage on introductory annual percentage rate (APR) on both purchases and balances for a period of 14 months. It has a balance transfer fee of 3%, free FICO access on monthly bases. And a whole opportunity to freeze an account in case of stolen or lost of Credit Card.

 

Capital One® VentureOne® Rewards Credit Card -Rates & Fees:

This is the best Credit Card for travelers. It offers cardholders 1.25 miles on each dollar spent on purchases and 10 miles on each dollar spent on hotels when you make payment with your card at hotel.com/venture . This will be until 2020 January to be precise. It has an annual percentage rate of 14.24%-24.24% on both purchases and balance transfer with a zero balance transfer fee, $0 annual fee, 20,000 miles (equivalent to $200) after initial $1,000 purchase within 90 days of the account with 12 months zero per cent APR financing on purchases.

 

Blue Cash Everyday® Credit Card from American Express- Rates & Fees:

Credit Card holders are protected against fraud.  They also enjoy insurance such as roadside assistance and travel insurance plus car rental and damage insurance. They are entitled to $0 annual fee, 3% cash back on every $6,000 purchase made at U.S supermarkets yearly, 2% on purchases at gas stations and few selected departmental stores around the U.S and 1% on other purchases. Other benefits include zero % annual percentage rates for the first 15 months on purchases and balance transfer (for new account holders), 15.24%-26.24% APR variables and $150 statement credit after $1,000 purchase within 90 days of account opening. It is the best daily reward card.

 

American Express Cash Magnet™ Credit Card Rates & Fees

With American Express Cash Magnet Credit Card, you are entitled to 1.5% cash back on every purchase,$150 statement credit after $1,000 purchase within first 90 days of account and a $0 annual fee. Also among the benefits are travel and shopping benefits which include return protection(after making a purchase), extended warranty coverage, travel accident insurance and rental loss and damage insurance(in case of rented properties). It is best for balance transfer.

 

Uber Visa Credit Card: Rates & Fees

Holders of Uber visa Credit card earn 2 points on each dollar spent on airline purchase, video and music streaming, as well as online shopping. For a single dollar spent on hotels, home rental for vocation and airline fare, 3 points are earned. Cardholders are also offered 4 points per dollar spent on Uber eat, takeout and bars and also restaurants. 1 point is earned on the purchase of all other goods. $100 is earned after 3 months of account opening if you have made purchase of $500 within the period, $50 earned on online subscription after you must have spent $5,000 and above yearly, and $600 earned on stolen or damaged mobile phone if you make payment with your Uber card.

 

Capital One® Quicksilver® Cash Rewards Credit Card -Rates & Fee

Capital One® Quicksilver® Cash Rewards Credit Card Rates &Fee account is associated with many benefits. Within the first three months, the cardholder stands the chance to get a bonus of $150 if the cardholder purchases goods worth of $500 with the card.  With the credit card, you can enjoy unlimited 1.5 % card back, $0 annual fee and free foreign yearly transaction fee.

 

For a year and 3 months of opening account, the cardholder will enjoy the benefit of zero annual percentage rate (APR).There is a balance transfer on every purchase and 15.24% – 25.24% (Variable) APR thereafter.

 

With Capital One® Quicksilver® Cash Rewards Credit Card Rates &Fee, the cardholder will also enjoy 24-hour travel assistance services.Also,  emergency card replacement, extended warranty coverage and many more.  It is the best card with 1.5% cash back on your purchases.

 

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